Standardizing Execution of Intellectual Property as Fiduciary Collateral: A Harmonization Approach
DOI:
https://doi.org/10.37253/barjoules.v3i2.11388Keywords:
Intellectual Property, Fiduciary Security, Legal Harmonization, Execution Standards, Creative EconomyAbstract
The legal problem addressed is the disharmony between Indonesia’s Fiduciary Security Law and intellectual property (IP) statutes, which leaves no standardized mechanism to execute IP pledged as fiduciary collateral and creates legal uncertainty for creditors. This study aims to examine the harmonization needed between IP regulation and fiduciary security and to formulate an execution standard ensuring legal certainty. The research employs normative legal methods with statute, conceptual, and analytical approaches. Findings show that recognition of IP as collateral has not translated into practice because banks doubt valuation reliability and fear unclear execution pathways; consequently, IP remains underutilized as a productive asset. The paper proposes a five-stage execution framework: (1) verification of registration for the fiduciary deed and the pledged IP; (2) independent valuation by IP appraisers; (3) execution via commercial licensing or limited transfer of economic rights to preserve moral rights; (4) transparent auction under KPKNL supervision; and (5) explicit safeguards for moral rights. Institutional coordination among DJKI, notaries, KPKNL, and financial institutions is essential, alongside prompt issuance of a technical regulation by the Ministry of Law and Human Rights. Adopting this harmonized standard would enhance creditor protection, build lender confidence, widen access to finance, and support Indonesia’s creative economy.
Downloads
References
Agustianto, Fitri, W., & Angelyn. (2023). Upaya Eksekusi Objek Jaminan Fidusia Berupa Hak Cipta dalam Skema Pembiayaan Berbasis Kekayaan Intelektual. Jurnal Hukum Respublica, 23(1), 20–42. https://doi.org/10.31849/respublica.v23i01.17059
Aspan, H. (2024). Hak Cipta Sebagai Objek Jaminan/Agunan dalam Pemberian Fasilitas Kredit oleh Lembaga Keuangan. INNOVATIVE: Journal Of Social Science Research, 4(3), 19172–19184. https://doi.org/10.31004/innovative.v4i3.16636
Disemadi, H. S. (2022). Lenses of Legal Research: A Descriptive Essay on Legal Research Methodologies. Journal of Judicial Review, 24(2), 289–304. https://doi.org/10.37253/jjr.v24i2.7280
Fadlilah, M. R., Rahma, N. J., Azizah, A. N., & Khoiriawati, N. (2024). Eksplorasi Pengembangan Potensi Ekonomi Kreatif di Era Digital. Musytari, 5(7), 12–26. https://doi.org/10.8734/mnmae.v1i2.359
Fattikha, L. (2023). Tinjauan Yuridis Pengetahuan Hukum Konten Youtube sebagai Objek Jaminan Fidusia di Indonesia [Universitas Islam Sultan Agung]. https://repository.unissula.ac.id/33138/
Febriani, K. A., & Sarjana, I. M. (2024). Analisis Yuridis Kekayaan Intelektual yang Dibebankan Sebagai Jaminan Fidusia dari Perspektif Ekonomi Kreatif. Ethics and Law Journal: Business and Notary, 2(4), 1–10. https://doi.org/10.61292/eljbn.234 Analisis
Fitria, A. (2022). Hak Atas Kekayaan Intelektual Sebagai Objek Jaminan Fidusia. Lex Jurnalica, 19(3), 359–367. https://doi.org/10.47007/lj.v19i3.5793
Ginting, E. N. B., & Yetniwati. (2020). Pengaturan Hak Cipta sebagai Objek Jaminan Fidusia dalam Perspektif Peraturan Perundang-Undangan di Indonesia. Zaaken: Journal of Civil and Business Law, 1(3), 413–430. https://doi.org/10.22437/zaaken.v1i3.11070
Hara, M., & Haga, Y. (2020). Security Rights in Intellectual Property in Japan. In E.-M. Kieninger (Ed.), Ius Comparatum - Global Studies in Comparative Law (Security R). Springer, Cham. https://doi.org/10.1007/978-3-030-44191-3_18
Hentriawan, L., Prastyanti, R. A., & Hastuti, I. (2024). Analysis of Intellectual Property Rights as an Object of Fiduciary Guarantee on Banking Credit. JIHAD: Jurnal Ilmu Hukum dan Administrasi, 6(3), 244–255. https://doi.org/10.58258/jihad.v3i1.7144
Hidayat, A., Chandra, T. Y., & Nassery, J. (2022). Tinjauan Hukum Hak Cipta Sebagai Agunan Kredit dalam Sistem Hukum Jaminan di Indonesia. Jurnal Hukum De’rechtsstaat, 8(2), 111–125. https://doi.org/10.30997/jhd.v8i2.6811
Indrawati, S. (2021). Tinjauan Yuridis Penggunaan Sertifikat Merek sebagai Jaminan dalam Proses Pengajuan Kredit Perbankan. Amnesti: Jurnal Hukum, 3(1), 1–14. https://doi.org/10.37729/amnesti.v3i1.889
Jafar, F. H., & Sari, P. (2023). Efektifitas Penerapan Sertifikat HKI Sebagai Jaminan Kredit Bagi Pelaku Ekonomi Kreatif dan UMKM. Journal Syntax Idea, 5(12), 2395–2407. https://doi.org/10.46799/syntax- idea.v5i12.2752
Kansil, C. S. ., & Harjanto, D. Y. (2024). Perlindungan Hukum Atas Hak Moral dan Hak Ekonomi Pencipta terhadap Karya Cipta yang Dijadikan sebagai Jaminan Fidusia. Jurnal Pendidikan Sejarah dan Riset Sosial Humaniora, 4(3), 332–344. https://ejournal.penerbitjurnal.com/index.php/humaniora/article/view/984
Kaunang, N. D. C., Senewe, E. V. T., & Mamengko, R. S. (2024). Analisis Yuridis Atas Kekayaan Intelektual sebagai Jaminan Fidusia. Lex Privatum, 13(5). https://ejournal.unsrat.ac.id/index.php/lexprivatum/article/view/57033
Lestari, S. N. (2019). Perlindungan Hak Moral Pencipta di Era Digital di Indonesia. Diponegoro Private Law Review, 4(3), 1–11. https://ejournal2.undip.ac.id/index.php/dplr/article/view/6550
Maranatha, Y., & Hartono, N. I. (2023). The Notary’s Function in Drafting Fiduciary Security Deeds Involving Patent Rights as Collateral. Unnes Law Journal, 9(2), 509–532. https://doi.org/10.15294/ulj.v9i2.75589
Marthasari, N. E. (2024). Intellectual Property Rights Guarantee: Roles and Challenges for Notaries. JLPH: Journal of Law, Politic and Humanities, 5(2), 946–953. https://doi.org/10.38035/jlph.v5i2
Muchtar, H. N., Chandrawulan, A. A., Ayu, M. R., & Amirullloh, M. (2021). Urgensi Pengaturan Valuasi Paten untuk Start Up dalam Rangka Meningkatkan Perekonomian di Era Industri 4.0. Jurnal Bina Mulia Hukum, 6(1), 84–102. https://doi.org/10.23920/jbmh.v6i1.170
Nilandari, N. W., & Samsithawrati, P. A. (2023). Kekayaan Intelektual sebagai Objek Jaminan Fidusia: Perspektif Keabsahan Hukum dan Mekanisme Penilaian Abstrak. Acta Comitas: Jurnal Hukum Kenotariatan, 8(2), 324–339. https://doi.org/10.24843/AC.2023.v08.i02.p9
Noor, T., & Zulkifli, S. (2023). Pembiayaan Berbasis Kekayaan Intelektual dengan Jaminan Fidusia Bagi Pelaku Ekonomi Kreatif. Jurnal RECTUM, 5(1), 665–682. https://doi.org/10.46930/jurnalrectum.v5i1.2765
Noviriska. (2022). Perlindungan Hak Kekayaan Intelektual Terhadap Pelaku Ekonomi Kreatif Berdasarkan Undang-Undang Hak Kekayaan Intelektual Nomor 28 Tahun 2014 Tentang Hak Cipta. Jurnal Ilmiah Publika, 11(2), 298–306. https://doi.org/10.33603/publika.v10i2.7630
Paparang, F. (2014). Implementasi Jaminan Fidusia dalam Pemberian Kredit di Indonesia. Jurnal LPPM Bidang EkoSosBudKum, 1(2), 56–70. https://ejournal.unsrat.ac.id/index.php/lppmekososbudkum/article/view/7220
Pertiwi, N. A. (2018). Pengikatan Hak Cipta sebagai Objek Jaminan Fidusia [Universitas Islam Indonesia]. https://dspace.uii.ac.id/handle/123456789/6957
Putri, C. E., Sihabudin, & Widhiawati, D. (2024). Analysis of The Arrangement of Intellectual Property-Based Financing Schemes with Copyright Collateral for Bank Financial Institutions. Legal Horizons, 20(1), 49–59. https://doi.org/10.54477/LH.25192353.2024.1.pp.49-59
Radbruch, G. (1946). Gesetzliches Unrecht und übergesetzliches Recht. Süddeutsche Juristenzeitung.
Rafli, M. A., Bachri, E., & Ramadan, S. (2023). Implementasi Pembiayaan Berbasis Kekayaan Intelektual Berdasarkan Peraturan Pemerintah Nomor 24 Tahun 2022 Tentang Ekonomi Kreatif (Studi Pada Dirjen Kekayaan Intelektual Kemenkumham Provinsi Lampung dan Bank Indonesia). Presumption of Law, 5(1), 87–108. https://doi.org/10.31949/jpl.v5i1.4497
Rohendi, A., Kharisma, D. B., Purwadhi, & Putranto, M. G. (2023). Copyright as Credit Collateral in Legal Perspective: Evidence from Indonesia. Journal of Law and Sustainable Development, 11(11), 1–17. https://doi.org/10.55908/sdgs.v11i11.1703
Rongiyati, S. (2018). Perlindungan Hukum Hak Kekayaan Intelektual Pada Produk Ekonomi Kreatif. Negara Hukum, 9(1), 39–58. https://doi.org/10.22212/jnh.v9i1.1001
Sari, P. M. (2023). Problematika Valuasi Hak Cipta Sebagai Objek Jaminan Fidusia. UNES Law Review, 6(2), 5307–5320. https://doi.org/10.31933/unesrev.v6i2.1361
Sari, R. K. (2016). Hak Cipta sebagai Objek Jaminan Fidusia. Lex Renaissance, 1(2), 293–307. https://doi.org/10.20885/jlr.vol1.iss2.art10
Setiady, T. (2014). Harmonisasi Prinsip-Prinsip TRIPS Agreement dalam Hak Kekayaan Intelektual dengan Kepentingan Nasional. Fiat Justisia Jurnal Ilmu Hukum, 8(4), 595–613. https://media.neliti.com/media/publications/36943-ID-harmonisasi-prinsip-prinsip-trips-agreement-dalam-hak-kekayaan-intelektual-denga.pdf
Shabillia, L., & Santoso, B. (2023). Analisis Yuridis Terhadap Pembiayaan Berbasis Kekayaan Intelektual dalam Ekosistem Ekonomi Kreatif di Indonesia. AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam, 5(1), 737–746. https://doi.org/10.37680/almanhaj.v5i1.2871
Suhartini, A. P., & Rudy, D. G. (2021). Hak Cipta sebagai Agunan Kredit Bank. Jurnal Magister Hukum Udayana, 10(1), 91–103. https://doi.org/10.24843/jmhu.2021.v10.i01.p08
Tan, D. (2021). Metode Penelitian Hukum: Mengupas dan Mengulas Metodologi dalam Menyelenggarakan Penelitian Hukum. NUSANTARA: Jurnal Ilmu Pengetahuan Sosial, 8(8), 2463–2478. https://doi.org/10.31604/jips.v8i8.2021.2463-2478
Wardoyo, Y. P., Dewa, A. F. P., Nuryasinta, R. K., Luthfi, M., & Hapsari, D. R. I. (2024). Problematic on Copyright Execution as Fiduciary Collateral When Debtor Defaults. 4th International Conference on Law Reform, 2024, 1038–1059. https://doi.org/10.18502/kss.v8i21.14820
Wulandari, S., Fuad, F., & Suartini. (2024). Valuasi Aset Hak Kekayaan Intelektual dalam Jaminan Fidusia. Binamulia Hukum, 13(2), 543–554. https://doi.org/10.37893/jbh.v13i2.972